Privacy Policy

Last updated: June 24, 2026

This Privacy Policy explains how RREF Calculator ("we", "us", or "our") collects, uses, and protects information when you visit rrefcalculator.com (the "Site"). By using the Site, you agree to the practices described here.

Information we collect

We do not require you to create an account or provide personal information to read our content. We collect information in two ways:

Information you give us. If you email us, we receive your email address and whatever you choose to include in your message.
Information collected automatically. Like most websites, our servers and third-party tools automatically record standard log data such as your browser type, device, referring pages, and pages visited, along with cookies and similar technologies as described below.

Cookies and similar technologies

Cookies are small files stored on your device. We and our partners use cookies and similar technologies to understand how the Site is used, remember preferences, and serve and measure advertising. You can disable cookies in your browser settings, though some parts of the Site may not function as intended.

Advertising

This Site is supported by advertising, including ads served by Google and other third-party vendors.

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this and other websites.
Google's use of advertising cookies (including the DoubleClick DART cookie) enables it and its partners to serve ads to you based on your visit to this Site and/or other sites on the internet.
You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of a third-party vendor's use of cookies for personalized advertising at aboutads.info.

For more information about how Google uses data when you use our partners' sites or apps, see Google's policy.

Ezoic Services

This website has an exclusive advertising contract with Ezoic Inc. (“Ezoic”), a renowned leader in website optimization, enhancing user experiences, optimizing ad performance, and generating revenue through advanced AI-powered technology.
Ezoic Services
This website uses the services of Ezoic Inc. (“Ezoic”), including to manage third-party interest-based advertising. Ezoic may employ a variety of technologies on this website, including tools to serve content, display advertisements and enable advertising to visitors of this website, which may utilize first and third-party cookies.
A cookie is a small text file sent to your device by a web server that enables the website to remember information about your browsing activity. First-party cookies are created by the site you are visiting, while third-party cookies are set by domains other than the one you're visiting. Ezoic and our partners may place third-party cookies, tags, beacons, pixels, and similar technologies to monitor interactions with advertisements and optimize ad targeting. Please note that disabling cookies may limit access to certain content and features on the website, and rejecting cookies does not eliminate advertisements but will result in non-personalized advertising. You can find more information about cookies and how to manage them here. The following information may be collected, used, and stored in a cookie when serving personalized ads:

IP address
Operating system type and version
Device type
Language preferences
Web browser type
Email (in a hashed or encrypted form)

Ezoic and its partners may use this data in combination with information that has been independently collected to deliver targeted advertisements across various platforms and websites. Ezoic’s partners may also gather additional data, such as unique IDs, advertising IDs, geolocation data, usage data, device information, traffic data, referral sources, and interactions between users and websites or advertisements, to create audience segments for targeted advertising across different devices, browsers, and apps. You can find more information about interest-based advertising and how to manage them here.
You can view Ezoic’s privacy policy here, or for additional information about Ezoic’s advertising and other partners, you can view Ezoic’s advertising partners here.

Analytics

We use analytics services (such as Google Analytics) to understand how visitors interact with the Site in aggregate. These services may set cookies and collect usage data such as pages viewed and approximate location. The data is used to improve our content and is not used to personally identify you.

Your choices and rights

Depending on where you live, you may have rights under laws such as the GDPR (EEA/UK) or the CCPA/CPRA (California), including the right to access, correct, or delete your personal information, and to opt out of the "sale" or "sharing" of personal information. To exercise any of these rights, contact us at runbookify@gmail.com. You can also control cookies through your browser and opt out of personalized ads using the links above.

Children's privacy

The Site is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it.

Data retention and security

We retain the information described above only as long as needed for the purposes set out in this policy, and we take reasonable measures to protect it. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.

Links to other sites

Our content may link to third-party websites that we do not operate. We are not responsible for the privacy practices of those sites and encourage you to review their policies.

Changes to this policy

We may update this Privacy Policy from time to time. Changes take effect when posted on this page, and we will revise the "Last updated" date above accordingly.

Contact us

If you have any questions about this Privacy Policy or how we handle your information, email us at runbookify@gmail.com or visit our contact page.